Todd Sigmund

(203) 256-9481

Todd started his insurance career selling individual health plans in 1989. In the early 90’s he worked to provide businesses group plans from Healthnet Inc. In 1994 Todd was instrumental in introducing ConnectiCare group health products to Fairfield County Businesses. During the mid 90’s Todd made the change from Corporate sales Agent to Independent Sales Agent to better meets the needs of his clients.

Todd is experienced in all aspects of Groups Benefit Programs and funding methods. He holds appointments at nearly 20 different Insurance companies and is licensed in multi-states to better meet the needs of his clients.

Benefit Programs are becoming more and more complex, the business owner would much rather focus on the business at hand than get involved in an employees personnel medical situation. “I see myself not as a salesperson but as an advocate for the business owner and their employees. I work towards a long-term relationship, not just a sale today, move to the next prospect mentality.”

John Carl

(800) 287-7790

Licensed as an independent life and health insurance agent since 1992, John Carl specializes in helping the individual and the small group find the best Health insurance and Medicare products for his clients.

He will help you find the best plan that meets your needs and budget based on information provided by you, the client. He will help guide you through the application process and provide professional follow-up service. As he is compensated by the insurance company, there is no fee to you for his services.

John is licensed to over 20 different insurance companies, such as, Golden Rule, Connecticare, Anthem BC/BS, Celtic, Oxford Health, Assurant/TIME, Guardian Healthnet, United Healthcare, Lincoln Financial, GE Life, US Financial, Aetna, Cigna, Humana, BCBS of South Carolina, and many more.

John Carl received his LUTC degree in Personal and Business insurance in July 1992. He received his B.A. from the University of Miami.